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Hello and welcome to my web site!
I am Sherry Bitner M.P., Senior Loan Officer with Blue Skye Lending.
I have 25 years experience in the mortgage profession specialize in financing dream homes for clients, just like you, with FHA, VA, Conventional, and Jumbo loans throughout the State of Florida.
Our Blue Skye Lending Team include the top seasoned lending professionals in Sarasota, Florida.
According to an NBC Today Show segment on October 6, 2009, real estate expert and Today Show contributor Barbara Corcoran evaluated rebounding home prices across the country and said Sarasota is #1 in the "top ten cities across America where prices have dropped the most, but in the last quarter, prices are shooting up.
If you could time a market, which you can't often do, this is the time to buy these particular places."
Prices were down 34% last year and currently a 13% increase over last quarter to a median price of $175,800. Corcoran mentioned the beautiful beaches but also called Sarasota, "a sophisticated city' it's an urban city with all the things that sophisticated people like to find there."
The remaining top 10 were: San Francisco, CA; Lansing, MI; Marietta, GA; Grand Rapids, MI; St. Petersburg, FL; Naperville, IL; Trenton, NJ; St. Louis, MO; and Saginaw, MI. To see the video segment, go to:
NOW IS THE TIME TO PURCHASE A HOME, WHETHER IT IS A FORECLOSURE OR SHORT SALE!
FREE WORKSHOPS:
DATES & TIME: Every Thursday, 6 PM
PLACE: Blue Skye Lending, 8130 Lakewood Main Street, Suite 205, Lakewood Ranch, FL.
RSVP: Call me at 941-504-1445
We will also present the program to your organization at another location!
Loan programs available:
USDA Programs - 102% Financing
HUD Homes $100 Down Payment
VA Programs - No Down Payment
FHA Program - 3.5% Down payment can come from anyone.
FHA 203K Program - Purchase the home and add the renovation costs into your new loan - and complete renovations after closing!
CONVENTIONAL FINANCING - 5% Down in some areas and 10% Down in other areas.
The Workshop includes a free credit report, the price of home you can afford, steps involved in purchasing a home if it is foreclosured or in a short sale or a HUD foreclosured home, a pre-approval letter and refreshments!
To reserve your space, please call 941-504-1445.
My recent awards and designations received:
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Mortgage Professional Designation, 2009, FAMB
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Lending Integrity Professional, 2008, NAMB
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Can-Do Award in 2008 from the Lakewood Ranch Chapter's Women's Council of Realtors;
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Presidents Award for 2007 from the Lakewood Ranch Chapter's Womens Council of Realtors;
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Broker of the Year Award for 2005/2006 from the Florida Association of Mortgage Brokers, Suncoast Chapter.
I bring you 25 years of professional experience:
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2009 to Present - Blue Skye Lending
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2004 - 2008: Owner of The Britton Mortgage Group, Inc.
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1994 - 2004: Wholesale Lending Account Executive. I called on local Banks and Mortgage Companies in Southwest Florida, reviewing new files and pre-underwriting loans to be sold on the secondary market.
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1988 - 1994: As a Blue Skye Lending I worked with Mortgage Brokerage Businesses originating FHA, VA and Conventional loans.
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1983 - 1988: I worked with Banks as a Loan Officer origination loans for the Banks.
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1979 - 1983: A Licensed Florida Real Estate Salesperson working for Century 21.
I Strive To Exceed Your Expectations:
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Listening to your goals, aspirations and uncertainties.
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Assisting you in planning your financial lending needs for the present, as well as the future.
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Obtaining the most competitive rates available in the marketplace today.
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Your personal once source research firm to obtain the best program and rates availabe for your needs.
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Sharing with you the documents of my research and lenders guidelines so you are comfortable with all I do for you.
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Working with you selling Realtor as well as the listing Realtor to keep the completely informed as to our progress at all times.
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Your personal information is protected and diplomatically protected.
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All mortgage companies have access to the same lenders. What sets me apart is my 10 years professional experience working directly with underwriters and the knowledge to discuss your file on their level to accomplish an approval.
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Caring about you, your family, your future, your business and respect your time.
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Caring for you with a humble, polite and positive attitude along with honesty and integrity.
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Striving to exceed your expectations.
I participate in our local community:
I am an active participating member in:
The National Federation of Mortgage Professionals
The Florida Association of Mortgage Brokers
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Board of Directors 2005, 2006
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Sub Committee Chair - Advertising 2006
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Public Relations Committee - 2005, 2006
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Member Since 1988
The Suncoast Chapter of the Florida Association of Mortgage Brokers
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Board of Directors 2001, 2005, 2006, 2008, 2009
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President Elect 2006-2007
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Vice-President 2005-2006
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Membership Chair 2005, 2006, 2007, 2008, 2009
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Public Relations Chair 2001, 2002, 2005, 2006
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Tradeshow Co-Chair 2005, 2006
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Member since 1988
The Women's Council of Realtors
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Ways & Means Committee 2007, 2008
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Corresponding Secretary 2008
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Fashion Show Committee 2006, 2007, 2008
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Program Book Chair 2007, 2008
Lender relationships are with local and national Banks as well as Wholesale Lenders throughout the country. We are able to meet your specific lending needs and obtain the most competitive pricing. We have the in-house processing and underwriting capabilities of a large bank, providing world-class service with a personal touch, right in your own back yard.
When deciding to obtain the best mortgage loan for either a purchase or refinance of a home (which is your largest asset) it is important to find a seasoned person you trust and have the confidence they will help you achieve your goals, now and in the future.
Buying a new home is a huge sense of accomplishment. You don't pick a home that is best for someone else, you pick the one that's right for you! Work with a person who gives you facts, tells the truth, whether good or bad, and helps you find the mortgage loan program that best fits your goals, and give you the opportunity to decide what is best for you.
"There is no such thing as less paperwork, but more personal attention" means you enter a frustration-free zone from application to closing. Getting the right mortgage loan is just as important as getting the keys to your new home! Receiving an honest answer every time allows you to have the confidence of every step along the way.
Refinancing your current mortgage. With housing values down about 50% in this area, the first step is to check the value of the property. We make it easy and worry-free to reduce your interest rate and monthly payment once that hurdle is overcome. Sometimes it is now always smart to refinance, especially if you have had the mortgage for a long time. We will show you facts as to whether it makes sense to refinance or not. We can even show you how to pay down your balance more quickly without refinancing and will compare monthly payments. My 25 years of professional experience guides you to the very best refinance options for your next loan!
Tapping into your home equity is still easy. Tap into that wealth and reward yourself with that new home, kitchen you've wanted, provide you with the money to send your child to college or even that new car you have been wanting. We will make sure it's the best program to fit your goals today, as well as in the future.
We give you the personal attention you deserve and treat you with the utmost respect and cherish you as a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and get approved for the right mortgage loan for your personal needs and goals.
Please enjoy navigating my website and learn more about important items you need to know when securing a loan, what questions to ask, and how easy it is to get started.
Now that you know a little about me...please feel free to give me a call today...and lets talk about you...941-504-1445.
Please take a minute and visit our company's web site at www.BlueSkyeLoans.com to find out more about our company's Cloud-9 Guarantee, what motivates us and how we help you make your dreams come true.
Realtors I work with:
Michelle Crabtree, Michael Saunders, (941) 724-4663, Sarasota, Florida Sales@crabtreehomes.com http://www.crabtreehomes.com
Betty Morris, Charles Rutenberg Realty, Inc. (727) 798-1185, Clearwater, FL betty4re@earthlink.net http://www.gorr.com
Pat Bieneman, Coldwell Banker Sunstar Realty, Inc., (941) 258-4527, Englewood, FL pat.bieneman@coldwellbankerflorida.com http://www.coldwellbankerflorida.com
Janie Boyd, Norville Realty, Inc. 904-237-9513, Jacksonville, FL janieboyd@comcast.net
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Today's Rates:
| 30-yr Fixed | 4.97% | 5.13% | | 15-yr Fixed | 4.33% | 4.56% | | 1-yr Adj | 4.27% | 5.3% |
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